Armstrong Doessel Stevenson Lawyers || Professionalism | Integrity | Expertise || You're In Safe Hands
Recent announcements have confirmed that the FSRA exemption which applied to accountants providing SMSF advice will conclude 30 June 2016, if the past is anything to go by, accountants would be best suited to make the transition early, get the relevant processes in place and
The recent meeting of the Ministers for Consumer Affairs have noted that they will commence accepting submission about extending the unfair contract terms within the Australian Credit Laws to business to business contracts, the consequences of this would be significant for both lenders and small
We recently had a situation where a client had his website taken back by their web designer due to a dispute over fees. The contract which was prepared at the time of the design of the website clearly stated that it belonged to the web
ASIC have flagged that they intend to increase surveillance of the micro lending industry and will be targeting unregulated and unlicensed operators. This should be the warning for businesses which continue to operate outside of the Regulatory regime, the consequences of operating without a licence
A personal guarantee, signed on behalf of someone else can be the worst financial decision that you ever make. Upon signing a personal guarantee, where the loan becomes unpaid, goes into default or where the original borrower is unable or unwilling to repay it, you
We examine the impact that the Personal Property and Securities Act 2009 (“the Act”) and the Personal Property Securities Regulations 2010 (“the Regulations”) has had upon the usage and effect of a contractual provision known as the “ROMALPA clause”, also known as a ‘”retention of
The question is often posed, why would I need a will? I’m young and I don’t have a lot of assets. Most people don’t realise that even within their normal superannuation fund, they have several hundred thousand dollars in superannuation life insurance, a significant pool
We have recently helped a client through the maze of borrowing to buy a property through superannuation, before signing the contract you need to understand what is involved. There are limits Not just financial limits but practical ones, the loan cannot be refinanced, you can’t
#ADS_LAW UPDATE 12 #2 DO NOT KNOCK STICKER Consumer Action Law Centre developed the Do Not Knock Sticker in response to the huge number of cases it was seeing where door-to-door salespeople had misled or pressured families into deals which often left them worse off.
#ADSLAW_UPDATE 12 Do Not Knock #1 Are you tired of door-to-door salespeople? ARE YOU LOOKING FOR AN ANSWER? Send a clear message to them- DO NOT KNOCK RECENT FEDERAL COURT DECISION The Do Not Knock sticker was held to be legally enforceable under the Australian
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